Most people with investment experience still choose to invest in gold. This is because gold, the brightest asset in recent years, not only has a high investment value, but the investment risk is not high. Many people insist on making long-term investments in gold, and some readers want to know what personal methods of investing in gold are available and what features these investment methods have. The following article will answer these questions and provide recommendations on how to choose gold investments based on your conditions.

First of all, for investors who expect to invest in the long term, physical gold must be your first choice. What is physical gold? Physical gold is, for example, gold jewellery, gold bars, gold coins and other items made of gold. However, gold jewellery has no investment value, because the whole process from buying to selling the jewellery made of gold will even make the price of the item lose nearly 40 to 50 per cent, so this is no longer a gold investment. The article suggests that investors can invest mainly in gold bars because the price of gold bars is 5% higher compared to the gold exchange.

After understanding the investment value of physical gold, many people do not know how to purchase physical gold. Each bank has different requirements and standards for gold purchases, but there are still the following features that can be referred to. First, banks have fewer restrictions on the repurchase of their bank gold bars, which means that if you sell gold bars again at the bank where you bought them, the repurchase price of the bars will be higher. But if you sell at another bank, the selling price will be very low, so investors should choose to sell gold bars at the bank where you bought the bars. Secondly, when you choose to sell gold bars, different banks will charge different amounts of commission. Third, not all physical gold can be sold successfully. Some banks will consider the quality and damage of the physical gold to decide whether to recycle it or not when they recycle it.

Gold funds are ideal for most investors who are just starting. This is because gold funds have a low investment threshold, low transaction fees and good liquidity. Even though the investment risk is low, there are still some aspects of the investment process that need to be taken into account, such as the low investment threshold for OTC gold funds, so investors can focus mainly on fees and exchange rates. In addition, the larger the asset management scale of gold funds, the better the trading liquidity. The characteristic of gold investment is that it comes with leverage. The movements of gold stocks are closely correlated with the price of gold. By reading the above advice to investors, you should have a basic understanding of investing in gold. Although gold investment is not very risky, it should not be taken lightly and must be invested carefully to reduce investment risks.

（Writer：Hoock）